Want to shop online but don’t have a creditcard? Or too lazy to apply for one? Afraid that your credit cardwill get hacked? Unsure whether the online store will send you theproduct or not? Then Kredivo is for you.
Kredivo evaluates your credit worthiness in real time and gives youcredit to shop online. Registration process is just 1 minute andapproval is given in less than 24 hours.
If approved, you can use Kredivo in 100+ merchants with just2-click. And the best part of all? You can pay in 30 days orinstallment in 3/6/12 months. As easy as 1-2-3!
Get a transaction limit of up to Rp 3.000.000 instantly for Pay in30 days, or up to Rp 20.000.000 for 12 month cicilan. For Pay in30, Kredivo charges 0% interest. For cicilan, you pay an interestof 2.95% per month.
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Permissions needed in the app:
App will scan through contacts to build out the user’s social graphand use this for the credit approval decision
App will automatically read verification code sent via SMS toexpedite the registration process
App will scan through call logs to check against known fraud usersand calculate out calls’ duration and use these for credit approvaldecision
App will provide better security for your account, and also sendtimely promotions
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